Some things which desperately need to be made:
- Single, unified database for purchases indexed by credit card identification sharing purchase information with all subscribed and participating stores. Participation requirements include a provision to provide the maximum consumer discount for purchases based on membership requirements (ie: paying with your credit cards works like using a membership discount card, in discount and purchase tracking). Company makes money by selling aggregated purchase information from all stores/vendors to specific stores/vendors.
- Single sign-on for all useless web sites which want independent registration (eg: all online forums, blogs, news sites, etc.).
There are more, but those are ones which are bugging me today.